Welcome to ProgressGrands. By using our website and services, you agree to the following terms. Please read them carefully.

1. Eligibility
You must be at least 18 years old and legally able to enter into agreements. You are responsible for complying with laws in your location.

2. Services
We provide access to selected investment opportunities and portfolio management tools. All investments involve risk, and returns are not guaranteed.

3. Risk Notice
Investments can lose value. Past performance does not guarantee future results. You are solely responsible for your investment choices.

4. Accounts
You agree to provide accurate details, keep login credentials secure, and accept responsibility for all activity under your account.

5. Deposits & Withdrawals
Funds can be deposited through approved methods. Withdrawals are processed within stated timelines and may require verification.

6. Fees
Any applicable fees will be disclosed before transactions are processed.

7. Prohibited Use
Do not use the platform for illegal, fraudulent, or harmful activities.

8. Compliance
We may request identity documents in line with Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements.

9. Liability
We are not responsible for losses arising from investment decisions or events beyond our control, except where required by law.

10. Intellectual Property
Content and trademarks belong to ProgressGrands and cannot be used without permission.

11. Amendments
We may update these terms at any time. Continued use means you accept any changes.

12. Governing Law
These terms are governed by the laws of United States of America. Disputes will be handled in the courts of that location.